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LEASING VS BUYING A NEW CAR

New Car Leasing vs Buying

Why Should You Lease a New Car?

If you want to drive newer, safer, more reliable cars, but not make a considerable down payment every 3-4 years, and also don’t drive an excessive amount of miles every year, then a new car lease could be the right choice for you. Leasing is designed for people who would prefer to avoid the hassle of selling and buying every time they want to drive a new vehicle.

Why Should You Buy a New Car?

Contrarily, if you want long term automotive relationships with a larger sense of commitment and ownership, then buying could be what’s better for you. Car-buying is typically best for consumers who do not mind driving the same vehicle for more than five years or even until the vehicle is no longer suited for the street.

Buy vs Lease: Which Is Right for You?

Knowing the pros, cons, and overall benefits of leasing vs buying a car is important. Be sure to consider monthly payments, vehicle ownership, repair costs, and potential savings when weighing the pros and cons of the best new car financing type for you.

Leasing vs Buying: Ownership

When considering vehicle financing, new vehicle ownership absolutely comes along with many well-known advantages, most associated with entire ownership of the vehicle. You may not realize, however, there are also some nice advantages to leasing, as well. It’s essential to consider all financial aspects including down payment, monthly payments, term length, buyout payments, interest rate, depreciation, and maintenance & repair costs, before making a decision. A close study of your current financial situation, future needs, and your preference for commitment, will likely ensure that you make the optimal choice between leasing and buying a new car.

leasing vs buying a new car pros and cons

Monthly Payments

Car lease payments are often times less expensive when compared to car financing and loan payments as the typical lease deal is more-or-less renting with the option to purchase at the final payment of your lease term. Remember when leasing that you’re going to need a nice credit score, and will be asked to carry collision and comprehensive insurance, though the same can be said for the better rate auto loans. Although it may add to monthly payments, it’s also best to choose a model with the features you want or need, as personal satisfaction is often priceless.

why leasing a car is smart

Maintenance & Repair

Auto leasing often includes regular vehicle maintenance & repair. It is important to remember this when calculating monthly costs of ownership vs leasing. Regardless of which make and model you select, mechanic bills are an unknown cost that can rapidly add up. And for those of us who are not certified mechanics with a full toolset and hydraulic jack in the garage, leasing is likely the best option for peace of mind.

lease vs finance car analysis

Savings vs Investment

Generally speaking, a new car lease saves money in the short term with lower monthly payments, while buying gets you a long term investment, meaning absolute ownership of the value of the car, truck, or SUV at the time it is traded, sold, or paid-off. For best value on a lease, avoid lease return fees for going over mileage, terminating the vehicle lease early, or putting on excessive wear and tear. For maximum investment on a financed/purchased vehicle, you can pay it off quickly and also avoid excessive wear and mileage.


Lease Buy
Ownership No Ownership Pride of Ownership
Down Payment Smaller Down Payment Larger Down Payment
Monthly Payment Smaller Monthly Payments Larger Monthly Payments
Maintenance & Repair Costs Typically Included Not Included
Savings/Investment Short Term Savings Long Term Investment
Finance Term Approx. 2-4 Years Approx. 3-6 Years
APR % Credit-Based Credit-Based
New Vehicles Available Available
Pre-Owned Vehicles Not Available Available
Vehicle Customization Not Available Available
Poor Credit Financing Not Available Available


MINI Lease and Finance Offers Near Houston TX

MINI of Clear Lake knows that choosing the right MINI car and financing option is never easy. Our team of experienced MINI lease and finance specialist are on hand to help you make the right choice. Visit us online, by phone, or in-person at our dealership location near Houston, TX. We look forward to serving you.


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Google Aug 10, 2020
 

Perfect experience. David Tyson very knowledgeable very professional took me right in and took care of the service I requested.

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Google Aug 4, 2020
 

Fast and professional, thank you.

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Google Aug 1, 2020
 

Fast service and my service advisor David was great!!!!!

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Google Aug 1, 2020
 

They have always been extremely nice and helpful.

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37 Matching Vehicles Found

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We are excited to offer this 2020 MINI Hardtop 4 Door. *** This is an Executive Demo, please call for availability *** Save money at the pump with this fuel-sipping MINI Hardtop 4 Door. This is the one. Just what you've been looking for. The MINI Hardtop 4 Door Cooper will provide you with everything you have always wanted in a car -- Quality, Reliability, and Character. This vehicle won't last long, take it home today. We look forward to seeing you soon! Please call us for more information.
 
This is an Executive Demo, please call for availability. *** This is an Executive Demo, please call for availability *** We are excited to offer this 2020 MINI Hardtop 2 Door. Why spend more money than you have to? This MINI Hardtop 2 Door will help you keep the extra money you'd normally spend on gas. There is no reason why you shouldn't buy this MINI Hardtop 2 Door Cooper. It is incomparable for the price and quality. This is the one. Just what you've been looking for. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. We look forward to seeing you soon! Please call us for more information.
 
We are excited to offer this 2020 MINI Hardtop 2 Door. *** This is an Executive Demo, please call for availability *** Start enjoying more time in your new ride and less time at the gas station with this 2020 MINI Hardtop 2 Door. There is no reason why you shouldn't buy this MINI Hardtop 2 Door Cooper. It is incomparable for the price and quality. You can finally stop searching... You've found the one you've been looking for. You've found the one you've been looking for. Your dream car. We look forward to seeing you soon! Please call us for more information.
 
This is an Executive Demo, please call for availability. *** This is an Executive Demo, please call for availability *** We are excited to offer this 2020 MINI Hardtop 4 Door. The MINI Hardtop 4 Door Cooper will provide you with everything you have always wanted in a car -- Quality, Reliability, and Character. This is the one. Just what you've been looking for. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. You can finally stop searching... You've found the one you've been looking for. We look forward to seeing you soon! Please call us for more information.
 
We are excited to offer this 2019 MINI Hardtop 4 Door. *** This is an Executive Demo, please call for availability ***. This MINI includes: SIGNATURE LINE PACKAGE BLACK BONNET STRIPES SIRIUSXM SATELLITE RADIO HARMAN/KARDON PREMIUM SOUND SYSTEM Premium Sound System *Note - For third party subscriptions or services, please contact the dealer for more information.* Stylish and fuel efficient. It's the perfect vehicle for keeping your fuel costs down and your driving enjoying up. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. There is no reason why you shouldn't buy this MINI Hardtop 4 Door Cooper S. It is incomparable for the price and quality. We look forward to seeing you soon! Please call us for more information. TIBBX.
 
We are excited to offer this 2020 MINI Hardtop 4 Door. *** This is an Executive Demo, please call for availability. *** You can finally stop searching... You've found the one you've been looking for. Based on the superb condition of this vehicle, along with the options and color, this MINI Hardtop 4 Door Cooper S is sure to sell fast. This is about the time when you're saying it is too good to be true, and let us be the one's to tell you, it is absolutely true. You could keep looking, but why? You've found the perfect vehicle right here. We look forward to seeing you soon! Please call us for more information.
 
We are excited to offer this 2021 MINI Hardtop 2 Door. This is about the time when you're saying it is too good to be true, and let us be the one's to tell you, it is absolutely true. Based on the superb condition of this vehicle, along with the options and color, this MINI Hardtop 2 Door Cooper is sure to sell fast. You've found the one you've been looking for. Your dream car. The look is unmistakably MINI, the smooth contours and cutting-edge technology of this MINI Hardtop 2 Door Cooper will definitely turn heads. We look forward to seeing you soon! Please call us for more information.
 
We are excited to offer this 2019 MINI Hardtop 4 Door. *** This is an Executive Demo, please call for availability ***. This MINI includes: SIGNATURE LINE PACKAGE TOUCHSCREEN NAVIGATION PACKAGE PREMIUM PACKAGE *Note - For third party subscriptions or services, please contact the dealer for more information.* Everyone hates the gas pump. Skip a few gas stations with this super fuel efficient MINI Hardtop 4 Door. There is no reason why you shouldn't buy this MINI Hardtop 4 Door S. It is incomparable for the price and quality. This is the one. Just what you've been looking for. We look forward to seeing you soon! Please call us for more information. TIBBX.
 
We are excited to offer this 2020 MINI Hardtop 2 Door. This MINI includes: SIRIUSXM SATELLITE RADIO HD Radio Satellite Radio Requires Subscription SIGNATURE TRIM Fog Lamps Keyless Start Tires - Front All-Season Tires - Front Performance Aluminum Wheels A/C Climate Control Daytime Running Lights Generic Sun/Moonroof Heated Front Seat(s) Power Door Locks Keyless Entry Tires - Rear Performance Sun/Moonroof Dual Moonroof Tires - Rear All-Season Headlights-Auto-Leveling *Note - For third party subscriptions or services, please contact the dealer for more information.* Save money at the pump with this fuel-sipping MINI Hardtop 2 Door. You've found the one you've been looking for. Your dream car. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. We look forward to seeing you soon! Please call us for more information.
 
We are excited to offer this 2020 MINI Hardtop 2 Door. Everyone hates the gas pump. Skip a few gas stations with this super fuel efficient MINIHardtop 2 Door. This is about the time when you're saying it is too good to be true, and let us be the one's to tell you, it is absolutely true. The look is unmistakably MINI, the smooth contours and cutting-edge technology of this MINI Hardtop 2 Door Cooper will definitely turn heads. The MINI Hardtop 2 Door Cooper will provide you with everything you have always wanted in a car -- Quality, Reliability, and Character. We look forward to seeing you soon! Please call us for more information.
 
We are excited to offer this 2020 MINI Hardtop 2 Door. Stylish and fuel efficient. It's the perfect vehicle for keeping your fuel costs down and your driving enjoying up. You could keep looking, but why? You've found the perfect vehicle right here. You've found the one you've been looking for. Your dream car. The MINI Hardtop 2 Door Cooper will provide you with everything you have always wanted in a car -- Quality, Reliability, and Character. We look forward to seeing you soon! Please call us for more information.
 
This is an Executive Demo, please call for availability. *** This is an Executive Demo, please call for availability *** This is about the time when you're saying it is too good to be true, and let us be the one's to tell you, it is absolutely true. You've found the one you've been looking for. Your dream car. This is the one. Just what you've been looking for. You can finally stop searching... You've found the one you've been looking for. We look forward to seeing you soon! Please call us for more information.
 
We are excited to offer this 2020 MINI Clubman. *** This is an Executive Demo, please call for availability *** Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. This is about the time when you're saying it is too good to be true, and let us be the one's to tell you, it is absolutely true. You've found the one you've been looking for. Your dream car. This is the one. Just what you've been looking for. We look forward to seeing you soon! Please call us for more information.
 
We are excited to offer this 2020 MINI Hardtop 2 Door. Everyone hates the gas pump. Skip a few gas stations with this super fuel efficient MINIHardtop 2 Door. The MINI Hardtop 2 Door Cooper S will provide you with everything you have always wanted in a car -- Quality, Reliability, and Character. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. This vehicle won't last long, take it home today. We look forward to seeing you soon! Please call us for more information.
 
We are excited to offer this 2021 MINI Hardtop 4 Door. This vehicle won't last long, take it home today. You could keep looking, but why? You've found the perfect vehicle right here. You can finally stop searching... You've found the one you've been looking for. This is about the time when you're saying it is too good to be true, and let us be the one's to tell you, it is absolutely true. We look forward to seeing you soon! Please call us for more information.
 
We are excited to offer this 2020 MINI Hardtop 4 Door. This MINI includes: HARMAN/KARDON PREMIUM SOUND SYSTEM Premium Sound System SIRIUSXM SATELLITE RADIO HD Radio Satellite Radio Requires Subscription SIGNATURE TRIM Fog Lamps Keyless Start Tires - Front All-Season Tires - Front Performance Aluminum Wheels A/C Climate Control Daytime Running Lights Generic Sun/Moonroof Heated Front Seat(s) Power Door Locks Keyless Entry Tires - Rear Performance Sun/Moonroof Dual Moonroof Tires - Rear All-Season Headlights-Auto-Leveling *Note - For third party subscriptions or services, please contact the dealer for more information.* Everyone hates the gas pump. Skip a few gas stations with this super fuel efficient MINIHardtop 4 Door. Based on the superb condition of this vehicle, along with the options and color, this MINI Hardtop 4 Door Cooper is sure to sell fast. There is no reason why you shouldn't buy this MINI Hardtop 4 Door Cooper. It is incomparable for the price and quality. We look forward to seeing you soon! Please call us for more information.
 
We are excited to offer this 2019 MINI Clubman. ***This is an Executive Demo, please call for availability*** This MINI includes: SIGNATURE TRIM Keyless Start 8-Speed A/T Transmission w/Dual Shift Mode Aluminum Wheels A/C Climate Control Hands-Free Liftgate Adaptive Cruise Control Generic Sun/Moonroof Heated Front Seat(s) Power Door Locks Keyless Entry Sun/Moonroof A/T Remote Trunk Release Active Suspension Dual Moonroof SIRIUSXM SATELLITE RADIO Satellite Radio WHITE BONNET STRIPES SIGNATURE UPHOLSTERY PACKAGE Leather Steering Wheel *Note - For third party subscriptions or services, please contact the dealer for more information.* Why spend more money than you have to? This MINI Clubman will help you keep the extra money you'd normally spend on gas. There is no reason why you shouldn't buy this MINI Clubman Cooper S. It is incomparable for the price and quality. You can finally stop searching... You've found the one you've been looking for. We look forward to seeing you soon! Please call us for more information.
 
We are excited to offer this 2020 MINI Convertible. This MINI includes: MIDNIGHT BLACK METALLIC SIRIUSXM SATELLITE RADIO HD Radio Satellite Radio Requires Subscription *Note - For third party subscriptions or services, please contact the dealer for more information.* The 2020 MINI Convertible Cooper Convertible continues to beat the competition in nearly every way. A sporty driving experience that still maintains impressive levels of ride comfort, along with an exceptional, driver-focused interior make the MINI a recommended pick among convertibles. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. You've found the one you've been looking for. Your dream car. We look forward to seeing you soon! Please call us for more information.
 
We are excited to offer this 2019 MINI Clubman. ***This is an Executive Demo, please call for availability***. Why spend more money than you have to? This MINI Clubman will help you keep the extra money you'd normally spend on gas. The MINI Clubman Cooper S will provide you with everything you have always wanted in a car -- Quality, Reliability, and Character. Based on the superb condition of this vehicle, along with the options and color, this MINI Clubman Cooper S is sure to sell fast. You can finally stop searching... You've found the one you've been looking for. We look forward to seeing you soon! Please call us for more information.
 
We are excited to offer this 2021 MINI Hardtop 4 Door. The MINI Hardtop 4 Door Cooper will provide you with everything you have always wanted in a car -- Quality, Reliability, and Character. This is about the time when you're saying it is too good to be true, and let us be the one's to tell you, it is absolutely true. You've found the one you've been looking for. Your dream car. You can finally stop searching... You've found the one you've been looking for. We look forward to seeing you soon! Please call us for more information.
 

MPG Disclaimer:

Based on model year EPA mileage ratings. Use for comparison purposes only. Your actual mileage will vary depending on how you drive and maintain your vehicle.

Disclaimer:

* While every reasonable effort is made to ensure the accuracy of this information, we are not responsible for any errors or omissions contained on these pages. Please verify any information in question with MINI of Clear Lake.

New vehicle pricing includes all offers and incentives. Tax, Title and Tags not included in vehicle prices shown and must be paid by the purchaser. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at (281) 557-7177 or by visiting us at the dealership.  Residency restrictions apply. See dealer for details.

**With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a 72 month term, 4.9% interest and 10% downpayment.

^All vehicle prices are plus tax, title, plate and dealer fees. The advertised price does not include sales tax, vehicle registration fees, finance charges, documentation charges, and any other fees required by law. We attempt to update this inventory on a regular basis. However, there can be a delay between the sale of a vehicle and the update of the inventory. Pricing and availability of vehicles not currently in dealer inventory may vary based on a variety of factors, including but not limited to options, specials, and fees. You may not qualify for the offers, incentives, discounts, or financing. MINI of Clear Lake offers, incentives, discounts, or financing are subject to expiration and other restrictions. See dealer for qualifications and complete details. All advertised vehicles are subject to actual dealer availability. Certain vehicles listed may not be available. Prices exclude state tax, title, license, and document preparation fee. Vehicle option and pricing are subject to change. Prices include all dealer rebates and dealer incentives. Please check with your dealer for more information. Images displayed may not be representative of the actual trim level of a vehicle. Colors shown are the most accurate representations available. However, due to the limitations of web and monitor color display, we cannot guarantee that the colors depicted will exactly match the color of the car. Information provided is believed accurate but all specifications, pricing, and availability must be confirmed in writing (directly) with the dealer to be binding. Neither the Dealer nor Dealer Inspire is responsible for any inaccuracies contained herein and by using this application you the customer acknowledge the foregoing and accept such terms. All vehicles priced as currently equipped. Price does not include any dealer added options that are installed after sale.

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Disclaimer:

* While every reasonable effort is made to ensure the accuracy of this information, we are not responsible for any errors or omissions contained on these pages. Please verify any information in question with MINI of Clear Lake.

New vehicle pricing includes all offers and incentives. Tax, Title and Tags not included in vehicle prices shown and must be paid by the purchaser. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at (281) 557-7177 or by visiting us at the dealership.  Residency restrictions apply. See dealer for details.

**With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a 72 month term, 4.9% interest and 10% downpayment.

^All vehicle prices are plus tax, title, plate and dealer fees. The advertised price does not include sales tax, vehicle registration fees, finance charges, documentation charges, and any other fees required by law. We attempt to update this inventory on a regular basis. However, there can be a delay between the sale of a vehicle and the update of the inventory. Pricing and availability of vehicles not currently in dealer inventory may vary based on a variety of factors, including but not limited to options, specials, and fees. You may not qualify for the offers, incentives, discounts, or financing. MINI of Clear Lake offers, incentives, discounts, or financing are subject to expiration and other restrictions. See dealer for qualifications and complete details. All advertised vehicles are subject to actual dealer availability. Certain vehicles listed may not be available. Prices exclude state tax, title, license, and document preparation fee. Vehicle option and pricing are subject to change. Prices include all dealer rebates and dealer incentives. Please check with your dealer for more information. Images displayed may not be representative of the actual trim level of a vehicle. Colors shown are the most accurate representations available. However, due to the limitations of web and monitor color display, we cannot guarantee that the colors depicted will exactly match the color of the car. Information provided is believed accurate but all specifications, pricing, and availability must be confirmed in writing (directly) with the dealer to be binding. Neither the Dealer nor Dealer Inspire is responsible for any inaccuracies contained herein and by using this application you the customer acknowledge the foregoing and accept such terms. All vehicles priced as currently equipped. Price does not include any dealer added options that are installed after sale.


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MINI of Clear Lake

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(281) 557-7177

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300 Gulf Fwy S • League City, TX 77573

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Today's Hours:

Open Today! Sales: 9am-7pm

Open Today! Service: 7am-6pm

Open Today! Parts: 7am-6pm

MINI of Clear Lake 29.5001716, -95.1111711.